Meyer Insurance Services, Inc. Auto Insurance

Do you have the coverage you need at the price you deserve?	info@meyerins.com
Auto policies vary greatly from company to company. Since we represent a large number of insurance carriers, we deliver the best possible combination of coverage and price.	X
Important Considerations: What is covered under an auto policy? What is covered under the Liability coverage of my policy? Are there other, optional coverage's available? What should I consider when purchasing automobile insurance? What is the difference between collision physical damage coverage and comprehensive physical damage coverage?
Who is covered under an auto policy? Your policy covers you, your spouse, other relatives who live in your household and others who have permission to drive one of your covered vehicles. All drivers in your household, regular operators and non drivers over the age of 14 must be listed on your application or policy.
What is covered under the Liability coverage of my policy? The Liability coverage in your auto policy pays damages which an insured becomes legally liable to pay because of bodily injury damage to others and property covered by an accident resulting from the ownership, maintenance or use of your car. Most policies also cover defense costs if you are sued by another party as a result of a covered or alleged loss insured against by your policy.
Are there other, optional coverage's available? You may select other types and amounts of coverage to tailor your policy to your own needs. In addition to Liability coverage to protect you when you do damage to others, most states require uninsured motorist, personal injury protecting and or no-fault coverage. Optional coverage's include: Damage to your car. Gap or loan lease coverage. Medical expenses covered. Towing and rental reimbursement.
What should I consider when purchasing automobile insurance? There are a number of factors you should consider when purchasing any product or service, and insurance is no different. Here is a checklist of things you should consider when purchasing automobile insurance. Don't base your decision on price alone. Base your decision on value - what you get for what you pay. Consider the quality of the company's claims service and consumer education. Purchase the amount of liability coverage to provide you with adequate protection and which makes sense for you. You should decide which optional coverage's you want. For example, do you want optional physical damage coverage's or is the market value of your car too low to warrant the cost.
What is the difference between collision physical damage coverage and comprehensive physical damage coverage? Collision is defined as losses you incur when your automobile collides with another car or object. Your vehicle could be moving or parked. Comprehensive provides coverage for most other direct physical damage losses you could incur and some damages excluded under the collision coverage. Damage to your car from a hailstorm, theft and glass breakage are covered under your comprehensive coverage. It is important to know the differences between the collision and comprehensive coverage's as well as the deductibles you choose.